My services
About my practice
Confident planning for your future
I follow a trusted 7-step financial planning process that’s built on clarity, care, and personalized service.
I begin by truly understanding your unique personal and financial circumstances, then help you define meaningful goals. From there, I analyze your current situation and explore the best course of action tailored to your needs. I will develop and present thoughtful financial recommendations.
Whether you’re preparing for retirement, managing investments, or creating a legacy, I am here to guide you every step of the way. Let’s build a future you can feel confident about—together.
fee-only
I do not accept commissions, referral fees, or compensation of any kind based on selling financial products.
fiduciary
I put your best interest first.
process
We will follow the 7-step financial planning process.
networks
- Fee Only Network
- Garrett Planning Network
- Measure Twice Planners
keep it simple
I avoid financial jargon and unnecessary complexity.
investment approach
Long-term, strategic, passive. I do not believe it is possible to “beat the market.”
comprehensive financial planning
- Retirement Planning
- Income Tax Planning
- Insurance Planning
- Estate Planning
- Investment Planning
Service Offerings
Option 1: comprehensive financial plan
Estimated at $4,000- $7,000*
We will review all aspects of a healthy financial plan: retirement planning, income tax planning, insurance planning, estate planning, and investment planning
Option 2: multi-purpose project
Estimated at $1,600- $4,000*
Covers multiple topics or goals. For example, “How can I meet my goal to retire at 60 and fund my children’s education?”
Option 3: single-purpose project
Estimated at $800-$1,600*
Focus on one topic area. For example, “How do I invest my 401k?”
simple, transparent pricing and payment schedule
10% due upon Agreement execution
45% due at mid-point of engagement
45% due on delivery of final plan or project
full engagement length
3-6 months
popular Topics
• Cash Flow, Net Worth, Liquidity
• Investment Analysis
• Retirement Income Planning
• Education Savings Planning
• Tax Strategies
• Charitable Giving
*Projects are quoted based on complexity and the number of hours required to complete the project
What to expect
phase i
Introduction and
define scope
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Meeting #1: Introduction
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Advisory Agreement with Privacy Policy- requires signature
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Engagement Letter – requires signature
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Brochure – ADV Form Part 2
initial payment
10%
phase i i
data gathering and
analyze Current situation
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Document Checklist
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Set-up Access to Right Capital
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Upload documents to Right Capital vault and input information to Right Capital
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Meeting #2: Goals, Risk Tolerance, Assumptions, Scenarios, Clarifications
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Meeting #3: Present Analysis of the Current Course of Action and Alternatives
mid-point payment
45%
phase i i i
financial planning recommendation
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Meeting #4: Present the Financial Planning Recommendation
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Discuss implementation plan as this will be the client’s responsibility
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Discuss any interest in a follow-up engagement as monitoring progress and reaching out for an update to the plan will be the client’s responsibility.
final payment
45%
* Expect email communication. This is the preferred method for all communication. Unlimited email communication for the 3-6 months we are working together.